IntegrityPlus Series
Flexible- and single-premium deferred annuities

Mutual Trust’s IntegrityPlus series offers flexible- and single-premium deferred annuities. Our annuities provide:

  • Tax-deferred earnings, which may enable you to accumulate more money.

  • Principal guaranteed by Mutual Trust.

  • Guaranteed interest rate that is set at issue and will not change for the life of the contract.

  • No upfront sales charges.

  • Low minimum contributions. Our flex annuities can be started with a minimum premium of $300. Our single annuities can be started with a contribution of $5,000.

  • Choice of payout options, including lump sum, or fixed periods (annually, semi-annually, quarterly or monthly), or in a stream of income you can’t outlive.

  • Upon death of the owner/annuitant, the accumulated annuity value passes directly to the beneficiary, avoiding the delay and expense of probate.*

Most qualified retirement accounts require the owner to take minimum distributions out of the contract beginning at age 70-1/2. With our non-qualified annuities, distributions can be deferred until age 99 without penalty. This flexibility makes them an appealing cash accumulation product.

* See policy provisions for full details.

For more information about our annuities, contact your Mutual Trust Representative.
(To locate one near you, click here.)

Base Policy Form No. 900, 910, or state variation.

Neither Mutual Trust Life Solutions, nor independent agents or affiliates, offer legal or tax advice. For advice on taxes and legal issues, please consult a tax or legal expert of your choice.

Mutual Trust Life Solutions insurance policies are issued by Pan-American Life Insurance Company or Pan-American Assurance Company.

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Form No. 190