A Pan-American Life Insurance Group Stock Company


SelecTerm for 10, 15, 20 or 30 Years

Term insurance is economical protection for a limited period of time. The SelecTerm series provides guaranteed level premiums for 10, 15, 20 and 30 years. Coverage can be renewed after the level premium period until age 98. Premiums after the level premium period will increase annually. Should insurance needs change, the policyowner can convert SelecTerm policy to any Mutual Trust permanent life insurance policy. Conversion can occur anytime during the level premium period or to age 70, whichever is earliest.

To find out if SelecTerm is right for you, contact your Mutual Trust Representative. (To locate one near you, click here.)


Base Policy Form No. ICC19 962 or state variation

Neither Mutual Trust Life Solutions, nor independent agents or affiliates, offer legal or tax advice. For advice on taxes and legal issues, please consult a tax or legal expert of your choice.

Mutual Trust Life Solutions insurance policies are issued by Pan-American Life Insurance Company.

Our Products

> Horizon Value

> Horizon Guarantee

> Horizon Legacy

> SelecTerm

> Annuities

> Riders


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Form No. 190